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Experian Study Finds Vehicle History Has Major Impact on Loan Performance
A recent Experian Automotive credit trends study revealed that vehicle history can have a major impact on loan performance. The study found that more than 2 percent of the late-model used vehicles...
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Congress Focuses on Protecting Use of Death Master File Records
The Death Master File (DMF) is a database operated by the Social Security Administration (SSA) that contains over 87 million records with information on persons who had Social Security numbers and...
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Report Finds High level of Compliance with Online Behavioral Advertising...
Last month, the Network Advertising Initiative (NAI)—a coalition of more than 80 leading online marketing companies—released its 2011 annual report reviewing efforts in online advertising...
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FTC Privacy Report Proposes Framework for Industry to Follow
On March 26th, the Federal Trade Commission (FTC) released its highly anticipated final reports on consumer privacy, entitled “Protecting Consumer Privacy in an Era of Rapid Change.” In their final...
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CFPB Privilege Issue Debated by Policymakers
Recently there has been one area of Consumer Financial Protection Bureau (CFPB) reform that has gained support from Republicans and Democrats in Congress, as well as the CFPB Director himself:...
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Data Breach Legislation passed in Vermont and Connecticut
Although 46 states, the District of Columbia and Puerto Rico have passed laws requiring consumer notification in the event of a security breach of personal information, recent large-scale and...
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FDIC Announces Revisions to Proposed Large Bank Pricing Rule
Earlier this spring, the Federal Deposit Insurance Corporation (FDIC) announced a proposed amendment to the Assessments, Dividends, Assessment Base and Large Bank Pricing (LBP) rule that it put...
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Congress Looks at Removing Paid or Settled Medical Debt from Credit Reports
Last year, Rep. Heath Shuler (D-NC) introduced the Medical Debt Resolution Act (H.R. 2086), which would amend the Fair Credit Reporting Act to require the Consumer Reporting Agencies (CRAs) to remove...
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